Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Harmony, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Harmony, CA provides a financial boost to eligible homebuyers in Harmony, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Harmony, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Harmony, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Harmony, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Harmony, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Harmony, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Harmony, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Harmony, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Harmony, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Harmony, California offers several advantages. The program allows for a lower down payment, making home ownership more accessible to a wider range of individuals. It also provides competitive interest rates, potentially saving borrowers money over the life of the loan. Additionally, FHA loans often have less stringent credit requirements compared to conventional loans, making them ideal for first-time homebuyers or those with less-than-perfect credit. Harmony, California, a charming town with a population of approximately 1,000 residents, boasts a peaceful and tight-knit community. The town's demographic makeup includes a mix of families, young professionals, and retirees, creating a diverse and welcoming atmosphere. The area is known for its excellent schools, safe neighborhoods, and strong sense of community spirit. The housing market in Harmony, California, offers a variety of options for homebuyers. From quaint single-family homes to modern condos, there is something to suit every taste and budget. The market is stable, with moderate appreciation rates and a healthy inventory of available properties. With the assistance of FHA loans, potential buyers can explore the market with confidence, knowing they have financial support.
The Benefits of FHA Down Payment Assistance Home Loan in Harmony, California
