Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Harpersville, AL for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Harpersville, AL provides a financial boost to eligible homebuyers in Harpersville, AL, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Harpersville, AL can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Harpersville, AL. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Harpersville, AL, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Harpersville, AL without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Harpersville, AL, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Harpersville, AL.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Harpersville, AL. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Harpersville, AL and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
In Harpersville, Alabama, prospective homeowners can leverage the benefits of FHA Down Payment Assistance Home Loans. These loans offer lower down payments, making home ownership more accessible for individuals who may not have substantial savings. Additionally, the FHA program provides competitive interest rates, reducing the overall cost of borrowing for eligible applicants. Demographically, Harpersville boasts a population that epitomizes small-town charm, with a mix of families, professionals, and retirees. The area's diverse community creates a welcoming environment for individuals from all walks of life, fostering a strong sense of unity and belonging. When it comes to the housing market in Harpersville, Alabama, there is a notable demand for single-family homes, with a range of options available to suit varying preferences and budgets. The market is characterized by stability and potential for growth, making it an attractive location for both first-time homebuyers and seasoned investors. Some of the main attractions in Harpersville include the picturesque Lay Lake, which offers opportunities for fishing, boating, and other water-based activities. Additionally, the nearby Coosa River provides scenic views and recreational pursuits for nature enthusiasts. Residents can also enjoy a round of golf at the renowned Pursell Farms Golf Course, known for its challenging layout and stunning vistas.
Exploring the Benefits of FHA Down Payment Assistance Home Loan in Harpersville, Alabama
