Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Hart, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Hart, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Hart, TX?

Our Down Payment Assistance program in Hart, TX provides a financial boost to eligible homebuyers in Hart, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Hart, TX

Key Features of Our FHA Down Payment Assistance in Hart, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Hart, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Hart, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Hart, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Hart, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Hart, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Hart, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Hart, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Hart, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Hart, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Hart, Texas

FHA Down Payment Assistance Home Loans in Hart, Texas provide an excellent opportunity for homebuyers to purchase a home with a lower down payment requirement, making homeownership more accessible and affordable.

Demographics: Hart, Texas, has a diverse population with a mix of families and individuals. The town has a strong sense of community and a range of local services and amenities.

Housing Market: The housing market in Hart, Texas, offers a variety of housing options, from cozy single-family homes to spacious properties. With the assistance of FHA down payment loans, buyers can find affordable housing solutions that meet their needs.

Main Attractions: Hart, Texas, is known for its friendly atmosphere and charming small-town feel. Residents enjoy easy access to parks, recreational facilities, and local events that enhance the quality of life in the area.

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sharon@horizonlendingservices.com
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972-347-9224
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