Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Hartford, AL for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Hartford, AL provides a financial boost to eligible homebuyers in Hartford, AL, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Hartford, AL can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Hartford, AL. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Hartford, AL, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Hartford, AL without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Hartford, AL, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Hartford, AL.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Hartford, AL. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Hartford, AL and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Hartford, Alabama provides numerous benefits for potential homebuyers. This loan program offers lower down payment requirements, making homeownership more accessible to individuals and families. Additionally, it allows for lower credit scores compared to conventional loans, expanding the pool of eligible borrowers. Hartford, Alabama, is a charming town with a diverse demographic makeup. The population consists of various age groups, from young families to retirees, creating a vibrant community. This diversity fosters a welcoming environment for newcomers looking to integrate into a close-knit neighborhood. The housing market in Hartford, Alabama, is currently experiencing steady growth, with a range of housing options available to suit different preferences and budgets. The FHA Down Payment Assistance Home Loan can help buyers navigate this market by providing financial support and guidance throughout the homebuying process. Some main attractions in Hartford, Alabama, include picturesque parks, local eateries, and recreational facilities. These amenities contribute to the town's appeal and enhance the quality of life for residents. With the support of the FHA Down Payment Assistance Home Loan, individuals can find their dream home in this charming community.
Benefits of FHA Down Payment Assistance Home Loan in Hartford, Alabama
