Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Hartselle, AL for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Hartselle, AL provides a financial boost to eligible homebuyers in Hartselle, AL, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Hartselle, AL can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Hartselle, AL. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Hartselle, AL, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Hartselle, AL without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Hartselle, AL, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Hartselle, AL.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Hartselle, AL. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Hartselle, AL and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in Hartselle, Alabama offer numerous benefits to homebuyers. These loans typically require lower down payments, making homeownership more accessible to first-time buyers. Demographics in Hartselle, Alabama show a population that values a strong sense of community. The town is comprised of diverse families and young professionals attracted to the area's affordable housing options. The housing market in Hartselle, Alabama is thriving with a variety of single-family homes, townhouses, and apartments available. The market offers opportunities for both buyers and sellers, with a steady increase in property values. Main attractions in Hartselle include the historic downtown area, filled with charming shops and restaurants, as well as beautiful parks and outdoor recreational facilities for residents to enjoy.
Benefits of FHA Down Payment Assistance Home Loan in Hartselle, Alabama
