Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Harwood, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Harwood, TX provides a financial boost to eligible homebuyers in Harwood, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Harwood, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Harwood, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Harwood, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Harwood, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Harwood, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Harwood, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Harwood, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Harwood, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Choosing an FHA Down Payment Assistance Home Loan in Harwood, Texas provides numerous benefits for aspiring homeowners. This type of loan offers a lower down payment requirement, making home ownership more accessible for individuals who may not have substantial savings. Additionally, FHA loans typically have more flexible qualification criteria, making it easier for individuals with lower credit scores to secure financing. Harwood, Texas, is a vibrant community with a rich demographic mix. The town has a diverse population comprising young families, professionals, and retirees. The area boasts a strong sense of community spirit, with plenty of local amenities, schools, and recreational facilities, making it an attractive location for individuals looking to settle down. The housing market in Harwood, Texas, is currently experiencing steady growth. With the assistance of an FHA loan, prospective buyers can take advantage of favorable interest rates and financing options. The availability of down payment assistance programs further enhances the affordability of homes in the area, making it an ideal time to invest in property in Harwood. Harwood, Texas, offers a range of attractions for residents and visitors alike. From picturesque parks and scenic nature trails to historic landmarks and cultural sites, there is something for everyone to enjoy in this charming town. Whether you're interested in outdoor activities, local cuisine, or community events, Harwood has something to offer for all ages and interests.
FHA Down Payment Assistance Home Loan Benefits in Harwood, Texas
