Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Hawaiian Gardens, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Hawaiian Gardens, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Hawaiian Gardens, CA?

Our Down Payment Assistance program in Hawaiian Gardens, CA provides a financial boost to eligible homebuyers in Hawaiian Gardens, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Hawaiian Gardens, CA

Key Features of Our FHA Down Payment Assistance in Hawaiian Gardens, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Hawaiian Gardens, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Hawaiian Gardens, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Hawaiian Gardens, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Hawaiian Gardens, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Hawaiian Gardens, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Hawaiian Gardens, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Hawaiian Gardens, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Hawaiian Gardens, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Hawaiian Gardens, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Hawaiian Gardens, California

An FHA loan with down payment assistance offers various benefits to homebuyers in Hawaiian Gardens, California. These include lower down payment requirements, competitive interest rates, and easier qualification criteria for individuals with limited credit history.

Demographics in Hawaiian Gardens, California, show a diverse community with a predominantly Hispanic population. The city has a thriving cultural scene with various events celebrating its heritage. The median household income is around the state average, making it an attractive location for families and individuals looking to settle down.

The housing market in Hawaiian Gardens is dynamic, with a mix of single-family homes and condos available for purchase. The market has seen steady growth in property values over the years, making it a promising investment opportunity. With the FHA down payment assistance program, first-time homebuyers have a better chance of owning a property in this competitive market.

Main attractions in Hawaiian Gardens include the popular Hawaiian Gardens Casino, which offers entertainment and dining options for residents and visitors. The city also boasts beautiful parks and recreational facilities, making it an ideal place for outdoor activities and relaxation.

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