Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Hawkins, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Hawkins, TX provides a financial boost to eligible homebuyers in Hawkins, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Hawkins, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Hawkins, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Hawkins, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Hawkins, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Hawkins, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Hawkins, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Hawkins, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Hawkins, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans offer numerous benefits to potential homebuyers in Hawkins, Texas. These loans require a lower down payment, making homeownership more achievable for individuals with limited savings. Furthermore, FHA loans typically have more lenient qualification requirements compared to traditional loans, making them an attractive option for first-time buyers or those with less-than-perfect credit scores. Another advantage is the competitive interest rates offered by FHA loans, which can result in lower monthly mortgage payments and long-term savings for Hawkins residents. Demographics Hawkins, Texas, is a vibrant community with a population of approximately 1,300 residents. The town has a mix of young families, retirees, and professionals, creating a diverse and welcoming atmosphere. The median household income in Hawkins is above the national average, reflecting a stable economic environment and promising opportunities for homeownership. Housing Market The housing market in Hawkins offers a range of options, from charming single-family homes to spacious ranch properties. The median home value in Hawkins is affordable, making it an attractive location for buyers seeking value for their money. With the assistance of FHA loans, buyers can explore a variety of housing options and make their homeownership dreams a reality in Hawkins, Texas. Main Attractions Hawkins boasts a picturesque downtown area with local shops, restaurants, and community events that bring residents together. The town is also surrounded by beautiful natural landscapes, including parks, lakes, and recreational areas, providing ample opportunities for outdoor activities and relaxation.
Benefits of FHA Down Payment Assistance Home Loan in Hawkins, Texas
