Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Hearne, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Hearne, TX provides a financial boost to eligible homebuyers in Hearne, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Hearne, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Hearne, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Hearne, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Hearne, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Hearne, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Hearne, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Hearne, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Hearne, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in Hearne, Texas offer low down payment options, making homeownership more accessible to individuals and families with limited savings. These loans ensure competitive interest rates and flexible qualification guidelines, benefiting first-time homebuyers and those with less-than-perfect credit. Demographically, Hearne, Texas, is a diverse community with a population that reflects a mix of cultures and backgrounds. The city has a strong sense of community with a range of amenities, schools, and recreational facilities that cater to families, young professionals, and retirees alike. In terms of the housing market, Hearne, Texas, offers a range of affordable housing options, including single-family homes, townhouses, and apartments. The market is stable, with steady appreciation rates, making it an attractive location for both homeowners and real estate investors looking to diversify their portfolio. Main attractions in Hearne include the Hearne Railroad Museum Depot, which showcases the city's rich history in the railroad industry. Additionally, the Robertson County Courthouse, built in the Romanesque Revival style, is a notable architectural landmark in the area.
Benefits of FHA Down Payment Assistance Home Loan in Hearne, Texas
