Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Herlong, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Herlong, CA provides a financial boost to eligible homebuyers in Herlong, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Herlong, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Herlong, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Herlong, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Herlong, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Herlong, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Herlong, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Herlong, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Herlong, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
One of the key benefits of an FHA down payment assistance home loan in Herlong, California is the lower down payment requirement, making homeownership more accessible to a wider range of individuals and families. This can be particularly beneficial for first-time homebuyers who may struggle to save a large down payment. Additionally, FHA loans often have lower credit score requirements compared to conventional loans, making them a viable option for those with less than perfect credit. This can help individuals with lower credit scores qualify for a home loan and achieve their dream of homeownership. Moreover, FHA loans typically offer competitive interest rates, potentially saving borrowers money over the life of the loan. This can make homeownership more affordable in the long run and provide financial stability to homeowners in Herlong, California. Demographics of Herlong, California Herlong, California, is a small town with a population that is predominantly made up of families and retirees. The community is close-knit, and residents often enjoy a laid-back lifestyle amidst the picturesque surroundings of the Sierra Nevada mountains. Housing Market in Herlong, California The housing market in Herlong, California, offers a mix of single-family homes and rental properties. With the assistance of FHA loans, more individuals and families have the opportunity to become homeowners in this charming town. The market is relatively stable, making it an attractive location for those looking to invest in property. Main Attractions in Herlong, California Some of the main attractions in Herlong, California, include the scenic beauty of the surrounding mountains, outdoor recreational activities such as hiking and fishing, and the community events that bring residents together. With its small-town charm and natural beauty, Herlong offers a tranquil and welcoming environment for residents and visitors alike.
Benefits of FHA Down Payment Assistance Home Loan
