Unlock Your Homeownership Dreams with FHA Down Payment Assistance in High Island, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in High Island, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in High Island, TX?

Our Down Payment Assistance program in High Island, TX provides a financial boost to eligible homebuyers in High Island, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in High Island, TX

Key Features of Our FHA Down Payment Assistance in High Island, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in High Island, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in High Island, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in High Island, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in High Island, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in High Island, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in High Island, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in High Island, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in High Island, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in High Island, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan Benefits in High Island, Texas

FHA down payment assistance home loans provide numerous benefits for first-time homebuyers in High Island, Texas. These loans require a lower down payment, typically as low as 3.5% of the purchase price, making homeownership more attainable for many individuals and families.

Demographics in High Island showcase a small tight-knit community with a population of around 500 residents. The town is known for its friendly atmosphere and strong sense of community, making it an ideal place for families and individuals looking for a peaceful living environment.

The housing market in High Island is stable, with a mix of beautiful single-family homes and charming cottages. The average home price is affordable, and the availability of FHA down payment assistance programs makes it easier for buyers to enter the market and secure their dream home.

Main attractions in High Island include the pristine beaches, perfect for a relaxing day out or enjoying water activities. The nearby bird sanctuaries attract nature lovers, offering a unique opportunity to observe a wide variety of bird species in their natural habitat, making High Island a haven for outdoor enthusiasts.

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