Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Highlands, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Highlands, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Highlands, TX?

Our Down Payment Assistance program in Highlands, TX provides a financial boost to eligible homebuyers in Highlands, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Highlands, TX

Key Features of Our FHA Down Payment Assistance in Highlands, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Highlands, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Highlands, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Highlands, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Highlands, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Highlands, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Highlands, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Highlands, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Highlands, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Highlands, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Highlands, Texas

FHA Down Payment Assistance Home Loans in Highlands, Texas offer several advantages. They require lower down payments compared to conventional loans, making homeownership more accessible. These loans also have competitive interest rates, helping buyers save on long-term costs. Additionally, FHA loans are more lenient with credit requirements, making them ideal for first-time homebuyers or those with less-than-perfect credit.

Highlands, Texas, is a diverse community with a population of approximately X residents. The town boasts a rich history and a strong sense of community. The demographics in Highlands include a mix of families, young professionals, and retirees, creating a vibrant and inclusive environment.

The housing market in Highlands, Texas, is thriving, with a variety of housing options available to suit different preferences and budgets. The market offers options ranging from cozy single-family homes to spacious waterfront properties. The median home price in Highlands is $X, making it an attractive location for buyers looking for affordable yet quality housing.

Main attractions in Highlands, Texas, include scenic parks, recreational facilities, and a charming downtown area filled with local shops and restaurants. Residents and visitors can enjoy outdoor activities like hiking, fishing, and boating, making Highlands a great place for nature lovers and outdoor enthusiasts.

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