Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Hilmar, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Hilmar, CA provides a financial boost to eligible homebuyers in Hilmar, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Hilmar, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Hilmar, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Hilmar, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Hilmar, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Hilmar, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Hilmar, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Hilmar, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Hilmar, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans in Hilmar, California bring numerous benefits to homebuyers. These loans offer lower down payment requirements, making homeownership more accessible. Additionally, FHA loans have competitive interest rates, helping buyers save on long-term mortgage costs. Hilmar, California, is a small town with a strong sense of community. The area is predominantly residential, with a mix of families and retirees. The town offers a peaceful and family-friendly environment, ideal for those seeking a quiet retreat from the bustling city life. The housing market in Hilmar, California, is characterized by a mix of single-family homes and townhouses. The market is stable, with a variety of options available for buyers. With the assistance of FHA loans, more buyers can enter the market and find their dream homes. In addition to its housing opportunities, Hilmar boasts attractions such as the Hilmar Cheese Company Visitor Center, where visitors can learn about the cheese-making process. The town also has parks and recreational facilities, providing residents with ample opportunities for outdoor activities.
FHA Down Payment Assistance Home Loan in Hilmar, California
