Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Holliday, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Holliday, TX provides a financial boost to eligible homebuyers in Holliday, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Holliday, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Holliday, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Holliday, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Holliday, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Holliday, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Holliday, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Holliday, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Holliday, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits: The FHA Down Payment Assistance program provides eligible homebuyers in Holliday, Texas, with opportunities to secure a home loan with a lower down payment requirement, often as low as 3.5%. This can make homeownership more accessible and affordable for first-time buyers and those with limited funds. Additionally, FHA loans typically have competitive interest rates, helping borrowers save on long-term costs. Demographics: Holliday, Texas, is a charming small town with a population of around 1,700 residents. The community is known for its friendly atmosphere, strong sense of community, and excellent schools, making it an ideal place for families and individuals looking for a peaceful and close-knit environment to call home. Housing Market: The housing market in Holliday offers a mix of single-family homes, townhouses, and apartments, catering to various preferences and budgets. With the assistance of FHA loans, prospective buyers can explore affordable housing options and benefit from the stability of the local real estate market, which has shown steady growth in recent years. Main Attractions: In addition to its residential appeal, Holliday, Texas, boasts picturesque natural landscapes, including parks, trails, and recreational areas for outdoor enthusiasts. The town also features local shops, restaurants, and community events that showcase its rich history and cultural heritage, providing residents with a vibrant and engaging lifestyle.
FHA Down Payment Assistance Home Loan in Holliday, Texas
