Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Holtville, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Holtville, CA provides a financial boost to eligible homebuyers in Holtville, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Holtville, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Holtville, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Holtville, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Holtville, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Holtville, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Holtville, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Holtville, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Holtville, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
The FHA Down Payment Assistance Program provides aspiring homeowners in Holtville, California, with the opportunity to purchase a home with a lower down payment requirement. This makes homeownership more accessible to individuals who may not have substantial savings for a traditional down payment. Demographics in Holtville show a diverse community with a mix of age groups and cultural backgrounds. The city has a growing population with a focus on family-oriented neighborhoods and a strong sense of community. The availability of the FHA Down Payment Assistance Program can further enhance the diversity of homeowners in Holtville. In terms of the housing market, Holtville offers a range of housing options from single-family homes to apartments. The implementation of the FHA Down Payment Assistance Program can stimulate the real estate market by increasing the number of potential buyers and encouraging investment in residential properties. Some main attractions in Holtville include the Imperial Valley Expo, which hosts various events and activities throughout the year, showcasing the community's vibrant culture. Additionally, Holtville is known for its agricultural heritage, with opportunities for outdoor recreation and proximity to natural attractions like the Salton Sea.
Benefits of FHA Down Payment Assistance Program in Holtville, California
