Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Holy City, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Holy City, CA provides a financial boost to eligible homebuyers in Holy City, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Holy City, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Holy City, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Holy City, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Holy City, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Holy City, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Holy City, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Holy City, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Holy City, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
The FHA Down Payment Assistance Home Loan program in Holy City, California offers numerous benefits to homebuyers. One key advantage is the opportunity for eligible individuals to secure a mortgage with a lower down payment requirement, making homeownership more accessible. Additionally, the FHA program provides competitive interest rates and flexible qualification criteria, making it an attractive option for first-time buyers or those with limited finances. This assistance can help individuals achieve their dream of owning a home in the picturesque town of Holy City. Demographically, Holy City, California, is a diverse community with a mix of families, professionals, and retirees. The town enjoys a peaceful and close-knit atmosphere, making it an ideal place for individuals looking to settle down and establish roots. Holy City boasts a range of attractions, including beautiful parks, hiking trails, and cultural sites. Residents can enjoy the serene surroundings while still being within easy reach of urban conveniences. The town's real estate market offers a mix of charming historic homes and modern properties, catering to various preferences and budgets.
Benefits of FHA Down Payment Assistance Home Loan in Holy City, California
