Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Holy Trinity, AL for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Holy Trinity, AL provides a financial boost to eligible homebuyers in Holy Trinity, AL, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Holy Trinity, AL can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Holy Trinity, AL. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Holy Trinity, AL, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Holy Trinity, AL without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Holy Trinity, AL, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Holy Trinity, AL.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Holy Trinity, AL. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Holy Trinity, AL and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans in Holy Trinity, Alabama offer numerous benefits to potential homebuyers. These loans require a lower down payment, making home ownership more accessible to individuals with limited savings. Additionally, FHA loans often have lower credit score requirements, allowing more people to qualify for financing. Demographics of Holy Trinity, Alabama: The town of Holy Trinity has a diverse population, with a mix of different ethnicities and age groups. The community is known for its welcoming atmosphere and strong sense of community spirit. Housing Market: The housing market in Holy Trinity, Alabama is currently experiencing steady growth, with a range of housing options available to buyers. The FHA down payment assistance program can help make purchasing a home more affordable for residents in the area. Main Attractions: Holy Trinity, Alabama is home to various attractions, including beautiful parks, historical sites, and local restaurants serving delicious Southern cuisine. Residents can enjoy a peaceful lifestyle while still having access to urban amenities.
The Benefits of FHA Down Payment Assistance Home Loan in Holy Trinity, Alabama
