Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Hume, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Hume, CA provides a financial boost to eligible homebuyers in Hume, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Hume, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Hume, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Hume, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Hume, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Hume, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Hume, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Hume, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Hume, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits of FHA Down Payment Assistance Home Loan: The FHA loan program in Hume, California offers assistance to first-time homebuyers by providing a low down payment option, making homeownership more accessible. This helps individuals with limited savings achieve their dream of owning a home. Demographics: Hume, California, is a diverse community with a mix of residents from various backgrounds. The population includes families, young professionals, and retirees, creating a vibrant and welcoming atmosphere. The town values community involvement and offers opportunities for residents to engage in local events and activities. Housing Market: The housing market in Hume, California, is characterized by a range of options from single-family homes to townhouses and condos. With the assistance provided by FHA loans, more individuals can enter the market, driving demand and creating a dynamic real estate landscape. Main Attractions: Hume, California, boasts a variety of attractions, including scenic parks, cultural venues, and outdoor recreational activities. Residents can enjoy hiking trails, art galleries, local restaurants, and proximity to natural wonders, making it an ideal place to live for those seeking a balance of urban amenities and natural beauty.
FHA Down Payment Assistance Home Loan in Hume, California
