Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Huntington Beach, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Huntington Beach, CA provides a financial boost to eligible homebuyers in Huntington Beach, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Huntington Beach, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Huntington Beach, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Huntington Beach, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Huntington Beach, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Huntington Beach, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Huntington Beach, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Huntington Beach, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Huntington Beach, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits 1. Lower Down Payment: FHA loans allow for a lower down payment compared to conventional loans. 2. Easier Qualification: FHA loans are more accessible to borrowers with less-than-perfect credit. 3. Down Payment Assistance: Additional assistance programs can help cover the upfront costs of buying a home. Demographics Huntington Beach, California, has a population of around 200,000 residents with a median household income of $85,000. It is known for its diverse community, with a mix of young professionals, families, and retirees. Housing Market The housing market in Huntington Beach is competitive, with a median home price of $900,000. There is a mix of housing options from beachfront properties to suburban neighborhoods. Main Attractions Huntington Beach is famous for its 8.5-mile stretch of sandy beaches, perfect for surfing and sunbathing. The city also features a vibrant downtown area with shops, restaurants, and entertainment venues.
Benefits of FHA Down Payment Assistance Home Loan in Huntington Beach, California
