Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Hutto, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Hutto, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Hutto, TX?

Our Down Payment Assistance program in Hutto, TX provides a financial boost to eligible homebuyers in Hutto, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Hutto, TX

Key Features of Our FHA Down Payment Assistance in Hutto, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Hutto, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Hutto, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Hutto, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Hutto, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Hutto, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Hutto, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Hutto, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Hutto, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Hutto, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Hutto, Texas

FHA Down Payment Assistance Home Loans in Hutto, Texas provide a great opportunity for first-time homebuyers to achieve their dream of homeownership with lower down payment requirements.

Demographics in Hutto show a growing population, particularly an increase in young families attracted to the area due to its affordable housing options and strong community feel.

The housing market in Hutto is thriving, with a mix of newly built homes and established properties, offering diverse options to suit different preferences and budgets.

Main attractions in Hutto include the picturesque Hutto Lake Park, the vibrant downtown area with local shops and restaurants, and the close proximity to Austin for additional entertainment and employment opportunities.

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sharon@horizonlendingservices.com
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972-347-9224
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