Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Igo, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Igo, CA provides a financial boost to eligible homebuyers in Igo, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Igo, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Igo, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Igo, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Igo, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Igo, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Igo, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Igo, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Igo, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans in Igo, California offer various benefits to first-time home buyers. These loans often require lower down payments, helping individuals and families who may struggle with traditional down payment requirements to achieve homeownership. Furthermore, FHA loans typically have more flexible credit score requirements, making them accessible to a wider range of borrowers. This can be particularly helpful for individuals with lower credit scores or less established credit histories. Additionally, FHA loans often come with competitive interest rates, potentially saving borrowers money over the life of the loan compared to other financing options. Demographics: Igo, California, is a small unincorporated community located in Shasta County. The population is diverse, with a mix of ages and backgrounds contributing to a vibrant and welcoming community atmosphere. Housing Market: The housing market in Igo offers a variety of options, from cozy single-family homes to spacious properties with beautiful mountain views. Prices are relatively affordable compared to larger cities in California, making it an attractive location for home buyers. Main Attractions: Igo is known for its stunning natural beauty, with nearby attractions such as Whiskeytown Lake and Shasta-Trinity National Forest providing ample opportunities for outdoor recreation. The area also boasts a rich history, with landmarks like the historic Igo Inn offering a glimpse into the region's past.
Benefits of FHA Down Payment Assistance Home Loan in Igo, California
