Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Ingleside, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Ingleside, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Ingleside, TX?

Our Down Payment Assistance program in Ingleside, TX provides a financial boost to eligible homebuyers in Ingleside, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Ingleside, TX

Key Features of Our FHA Down Payment Assistance in Ingleside, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Ingleside, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Ingleside, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Ingleside, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Ingleside, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Ingleside, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Ingleside, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Ingleside, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Ingleside, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Ingleside, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

The Benefits of FHA Down Payment Assistance Home Loan in Ingleside, Texas

With an FHA Down Payment Assistance Home Loan in Ingleside, Texas, homebuyers can enjoy reduced down payment requirements, making homeownership more accessible.

This program also offers competitive interest rates and flexible credit requirements, making it an attractive option for first-time homebuyers or those with less-than-perfect credit.

Furthermore, FHA loans provide the opportunity to finance closing costs, helping alleviate the financial burden associated with purchasing a home.

Demographics

Ingleside, Texas, is a diverse community with a population of approximately X. The median household income is $X, with a mix of suburban and rural living.

Housing Market

The housing market in Ingleside offers a variety of housing options, from single-family homes to townhouses. The median home price is $X, with a steady increase in property values.

Main Attractions

Ingleside is known for its beautiful beaches, vibrant local arts scene, and proximity to recreational activities such as fishing and boating.

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sharon@horizonlendingservices.com
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972-347-9224
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