Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Ingram, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Ingram, TX provides a financial boost to eligible homebuyers in Ingram, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Ingram, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Ingram, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Ingram, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Ingram, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Ingram, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Ingram, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Ingram, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Ingram, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans offer several benefits for homebuyers in Ingram, Texas. These loans require a lower down payment compared to conventional loans, making homeownership more accessible. Additionally, FHA loans often have lower credit score requirements, allowing more people to qualify for financing. Demographically, Ingram, Texas, has a diverse population with a mix of families, retirees, and young professionals. The town enjoys a peaceful ambiance and a close-knit community feel, making it an ideal place for those looking for a serene living environment. Ingram's housing market is varied, with options ranging from historic homes to modern developments. The town offers a mix of affordable single-family homes and upscale properties, catering to different preferences and budgets. The real estate market in Ingram is stable, with steady appreciation rates over the years. Some main attractions in Ingram include the scenic views of the Texas Hill Country, the popular Stonehenge II replica, and the opportunities for outdoor activities such as hiking, fishing, and camping. Residents and visitors alike enjoy the town's charming shops, local eateries, and cultural events throughout the year.
Benefits of FHA Down Payment Assistance Home Loan in Ingram, Texas
