Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Irving, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Irving, TX provides a financial boost to eligible homebuyers in Irving, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Irving, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Irving, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Irving, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Irving, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Irving, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Irving, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Irving, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Irving, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits: The FHA Down Payment Assistance Home Loan in Irving, Texas offers reduced down payments, lower credit score requirements, and competitive interest rates, making homeownership more achievable for first-time buyers. Demographics: Irving boasts a diverse population with a mix of young professionals and families. The city's population continues to grow due to its employment opportunities and cultural diversity. Housing Market: Irving's housing market is competitive with a variety of single-family homes, condos, and apartments available. The market offers a range of prices suitable for different budgets, making it an attractive option for potential homebuyers. Main Attractions: Some of Irving's main attractions include the Irving Arts Center, Mandalay Canal Walk at Las Colinas, and the Toyota Music Factory. These destinations offer entertainment, dining, and cultural experiences for residents and visitors alike.
Benefits of FHA Down Payment Assistance Home Loan in Irving, Texas