Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Jamestown, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Jamestown, CA provides a financial boost to eligible homebuyers in Jamestown, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Jamestown, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Jamestown, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Jamestown, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Jamestown, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Jamestown, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Jamestown, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Jamestown, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Jamestown, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Are you looking to purchase a home in Jamestown, California? Consider the benefits of an FHA down payment assistance home loan. This type of loan offers lower down payment requirements, making homeownership more accessible. With the assistance provided, you can secure a loan with as little as 3.5% down, compared to traditional loans that may require 20%. Jamestown, California, is a quaint town with a unique demographic makeup. The population skews towards middle-aged and older adults, creating a close-knit community feel. The town has a rich history, attracting both history buffs and those looking for a peaceful place to settle down. The housing market in Jamestown offers a variety of options, from historic homes to modern builds. With the help of FHA down payment assistance, you can explore these options more easily. The market is stable, with moderate price appreciation, making it a good investment for first-time homebuyers. When living in Jamestown, you'll have access to a range of attractions. Explore Railtown 1897 State Historic Park, where you can learn about the region's railroad history. Don't miss out on Jamestown's charming downtown area, filled with shops, restaurants, and local businesses that give the town its unique character.
FHA Down Payment Assistance Home Loan Benefits in Jamestown, California
