Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Jayton, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Jayton, TX provides a financial boost to eligible homebuyers in Jayton, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Jayton, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Jayton, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Jayton, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Jayton, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Jayton, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Jayton, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Jayton, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Jayton, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans in Jayton, Texas provide numerous benefits to potential homebuyers. These loans offer lower down payment requirements, making home ownership more accessible. Additionally, FHA loans often have lower credit score requirements, allowing individuals with less-than-perfect credit to qualify for financing. Demographically, Jayton, Texas has a population of approximately 500 residents. The town boasts a close-knit community feel and a low crime rate, making it an ideal place to raise a family or retire. The cost of living in Jayton is lower than the national average, making it an attractive option for individuals seeking affordable housing. In terms of the housing market, Jayton offers a variety of housing options, from single-family homes to condominiums. The real estate market in Jayton is stable, with moderate home appreciation rates. With the availability of FHA down payment assistance programs, more individuals can achieve their dream of homeownership in this charming Texas town. Main attractions in Jayton include the historic Jayton Jail Museum, showcasing the town's rich history, and the picturesque Jayton Park, perfect for outdoor recreation. The town also hosts annual events such as the Jayton Christmas Parade, bringing the community together in celebration.
FHA Down Payment Assistance Home Loan Benefits in Jayton, Texas
