Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Johnson City, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Johnson City, TX provides a financial boost to eligible homebuyers in Johnson City, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Johnson City, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Johnson City, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Johnson City, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Johnson City, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Johnson City, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Johnson City, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Johnson City, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Johnson City, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits of FHA Down Payment Assistance: 1. Low down payment requirements make homeownership more accessible. 2. Competitive interest rates help save money in the long term. 3. Assistance programs for first-time homebuyers increase affordability. Demographics: Johnson City, Texas, has a population of approximately 2,000 residents. The median age in the city is 46 years old. The majority of residents are White, with a growing Hispanic population. Housing Market: The housing market in Johnson City is competitive but offers a variety of options. The median home price is around $350,000, with an increase in new construction. Buyers can take advantage of FHA loans to facilitate home purchases. Main Attractions: Johnson City is known for being the hometown of President Lyndon B. Johnson. Visitors can explore the Lyndon B. Johnson National Historical Park. The city also boasts wineries, art galleries, and outdoor recreational activities.
FHA Down Payment Assistance Home Loan in Johnson City, Texas
