Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Justin, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Justin, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Justin, TX?

Our Down Payment Assistance program in Justin, TX provides a financial boost to eligible homebuyers in Justin, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Justin, TX

Key Features of Our FHA Down Payment Assistance in Justin, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Justin, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Justin, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Justin, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Justin, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Justin, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Justin, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Justin, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Justin, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Justin, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

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Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Justin, Texas

FHA Down Payment Assistance Home Loans in Justin, Texas provide an excellent avenue for first-time homebuyers to fulfill their dream of homeownership. These loans offer low down payment requirements, making it more accessible for individuals with limited savings to buy a home.

Demographically, Justin, Texas, is a growing suburban community located within Denton County. With a population of approximately 4,500 residents, the town boasts a family-friendly environment and a strong sense of community. The median household income in Justin is around $80,000, making it an attractive location for young families and professionals.

In terms of the housing market, Justin offers a diverse range of properties, including single-family homes, townhouses, and apartments. The median home value in the area is $250,000, with steady appreciation rates over the years. The availability of FHA Down Payment Assistance Home Loans further stimulates the real estate market by encouraging more home purchases and investments in the community.

Some main attractions in Justin, Texas, include the renowned Justin Community Park, which offers recreational facilities such as playgrounds, sports fields, and walking trails. Additionally, the town is known for its local dining scene, with popular restaurants serving a variety of cuisines to cater to residents and visitors alike.

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