Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Keene, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Keene, CA provides a financial boost to eligible homebuyers in Keene, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Keene, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Keene, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Keene, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Keene, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Keene, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Keene, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Keene, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Keene, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans offer several advantages for homebuyers in Keene, California. These loans typically have lower down payment requirements, making home ownership more accessible to individuals with limited savings. Additionally, FHA loans often have lower credit score requirements compared to conventional loans, which can benefit first-time homebuyers or those with less-than-perfect credit histories. The FHA loan program also allows for higher debt-to-income ratios, providing flexibility for borrowers. Moreover, FHA loans offer competitive interest rates and the possibility of financing both the purchase price and closing costs, reducing the upfront cash needed to buy a home in Keene, California.
Benefits of FHA Down Payment Assistance Home Loan in Keene, California
