Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Kelseyville, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Kelseyville, CA provides a financial boost to eligible homebuyers in Kelseyville, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Kelseyville, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Kelseyville, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Kelseyville, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Kelseyville, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Kelseyville, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Kelseyville, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Kelseyville, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Kelseyville, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA loans offer low down payment options, making home ownership more accessible for first-time buyers or those with limited funds. The down payment assistance program further reduces the financial burden, increasing buying power. Demographics: Kelseyville, California, is a charming town with a population of approximately 3,500 residents. The community offers a mix of age groups, including families, retirees, and young professionals, creating a vibrant and diverse environment. Housing Market: Kelseyville's real estate market is competitive, with a range of housing options from cozy family homes to luxurious estates. The FHA loan program provides an excellent opportunity for individuals to invest in the market and benefit from potential appreciation. Main Attractions: Kelseyville boasts picturesque surroundings, including Clear Lake, California's largest freshwater lake, offering various recreational activities like fishing, boating, and hiking. Additionally, the town features wineries, restaurants, and a close-knit community perfect for those seeking a peaceful yet engaging lifestyle.
Benefits of FHA Down Payment Assistance Home Loan
