Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Kerman, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Kerman, CA provides a financial boost to eligible homebuyers in Kerman, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Kerman, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Kerman, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Kerman, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Kerman, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Kerman, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Kerman, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Kerman, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Kerman, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans offer numerous benefits for homebuyers in Kerman, California. These loans provide a lower down payment requirement, making homeownership more accessible. They also come with competitive interest rates and flexible credit score requirements. Demographics in Kerman, California, show a diverse community with a population of approximately 15,000 residents. The town has a mix of Hispanic, Caucasian, and Asian residents, creating a vibrant and inclusive environment. Kerman is known for its strong sense of community and family-friendly atmosphere. The housing market in Kerman, California, is experiencing steady growth, with a variety of housing options available. From single-family homes to townhouses and apartments, there is something for every budget and lifestyle. The median home price in Kerman is affordable compared to nearby cities, making it an attractive option for first-time homebuyers. Some of the main attractions in Kerman include the Kerman Historical Museum, showcasing the town's rich history, and Kerman Community Park, a popular spot for outdoor activities. The town also hosts regular community events and festivals, bringing residents together and enhancing the sense of community spirit in the area.
Benefits of FHA Down Payment Assistance Home Loan in Kerman, California
