Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Kettleman City, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Kettleman City, CA provides a financial boost to eligible homebuyers in Kettleman City, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Kettleman City, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Kettleman City, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Kettleman City, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Kettleman City, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Kettleman City, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Kettleman City, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Kettleman City, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Kettleman City, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
One of the primary benefits of an FHA Down Payment Assistance Home Loan in Kettleman City, California is that it allows individuals with lower credit scores and limited down payment funds to become homeowners. It offers more flexible credit requirements and lower down payment options, making homeownership more accessible. Demographically, Kettleman City has a diverse population, with a mix of families, young professionals, and retirees. The town is known for its friendly community atmosphere and strong sense of neighborhood pride. The presence of local schools and parks makes it an attractive choice for families looking to settle down. In terms of the housing market, Kettleman City offers a range of housing options, from single-family homes to apartments and condominiums. The market is characterized by affordability and steady appreciation, making it an ideal location for first-time homebuyers or those looking to invest in real estate. Some of the main attractions in Kettleman City include the Kettleman City Park, where residents can enjoy outdoor activities and community events. The nearby Kettleman Hills offer hiking and scenic views, while the town's local shops and restaurants provide a charming small-town experience for residents and visitors alike.
Benefits of FHA Down Payment Assistance Home Loan in Kettleman City, California
