Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Keyes, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Keyes, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Keyes, CA?

Our Down Payment Assistance program in Keyes, CA provides a financial boost to eligible homebuyers in Keyes, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Keyes, CA

Key Features of Our FHA Down Payment Assistance in Keyes, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Keyes, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Keyes, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Keyes, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Keyes, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Keyes, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Keyes, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Keyes, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Keyes, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Keyes, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

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Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Keyes, California

FHA Down Payment Assistance Home Loan in Keyes, California offers low down payment requirements, making homeownership more attainable for first-time buyers. This program provides financial support to help individuals and families purchase their dream home without a large upfront payment.

Keyes, California is a diverse community with a mix of residents from various ethnic backgrounds. The town has a strong sense of community and offers amenities such as parks, schools, and local businesses that cater to the needs of its residents. The demographics show a mix of young families, professionals, and retirees living in the area.

The housing market in Keyes, California is stable with a range of housing options available, from single-family homes to townhouses. The FHA Down Payment Assistance Home Loan can make purchasing a home in Keyes more affordable, helping to boost the local real estate market and provide opportunities for new homeowners.

Main attractions in Keyes, California include beautiful parks, historical landmarks, and a vibrant downtown area with shops and restaurants. Residents and visitors can enjoy outdoor activities, community events, and a welcoming atmosphere that makes Keyes a desirable place to live.

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sharon@horizonlendingservices.com
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