Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Kirbyville, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Kirbyville, TX provides a financial boost to eligible homebuyers in Kirbyville, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Kirbyville, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Kirbyville, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Kirbyville, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Kirbyville, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Kirbyville, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Kirbyville, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Kirbyville, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Kirbyville, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
1. Reduced Down Payment: One of the main benefits of an FHA down payment assistance home loan in Kirbyville, Texas is the reduced down payment requirement, making homeownership more accessible to a wider range of buyers. 2. Lower Credit Score Requirements: FHA loans typically have more lenient credit score requirements compared to conventional loans, allowing individuals with lower credit scores to qualify for a home loan. 3. Flexible Income Limits: FHA loans also have flexible income limits, making it easier for individuals and families with varying income levels to qualify for a mortgage and purchase a home. Demographics in Kirbyville, Texas Kirbyville, Texas has a population of approximately 2,000 residents. The town is known for its tight-knit community and friendly atmosphere, making it a great place to raise a family or retire. Housing Market in Kirbyville, Texas The housing market in Kirbyville offers a mix of single-family homes, townhouses, and apartments. The median home price in the area is around $150,000, making it an affordable option for many homebuyers. Main Attractions in Kirbyville, Texas Some of the main attractions in Kirbyville include the Big Thicket National Preserve, which offers hiking and birdwatching opportunities, as well as the Kirbyville Historical Museum, showcasing the town's rich history.
Benefits of FHA Down Payment Assistance Home Loan in Kirbyville, Texas
