Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Kosse, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Kosse, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Kosse, TX?

Our Down Payment Assistance program in Kosse, TX provides a financial boost to eligible homebuyers in Kosse, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Kosse, TX

Key Features of Our FHA Down Payment Assistance in Kosse, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Kosse, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Kosse, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Kosse, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Kosse, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Kosse, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Kosse, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Kosse, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Kosse, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Kosse, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in Kosse, Texas

Benefits: The FHA Down Payment Assistance Home Loan program in Kosse, Texas offers first-time homebuyers a chance to own a home with a low down payment, typically as low as 3.5% of the purchase price. This assistance makes homeownership more accessible and affordable for individuals and families. Additionally, FHA loans have competitive interest rates and flexible qualification requirements.

Demographics: Kosse, Texas, is a small town with a population of around 469 residents. The community is close-knit, offering a friendly and welcoming atmosphere for new residents. The town has a mix of families, retirees, and young professionals, creating a diverse and vibrant community.

Housing Market: The housing market in Kosse is stable, with a variety of housing options available, including single-family homes, townhouses, and apartments. The median home price in Kosse is affordable, making it an attractive option for first-time homebuyers. The FHA Down Payment Assistance Home Loan program further enhances the affordability of homeownership in the area.

Main Attractions: Kosse, Texas, offers a range of attractions for residents and visitors alike. From outdoor activities like hiking and fishing at Fort Parker State Park to exploring historical sites such as the Limestone County Historical Museum, there is something for everyone to enjoy in Kosse.

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sharon@horizonlendingservices.com
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