Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in La Canada Flintridge, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in La Canada Flintridge, CA provides a financial boost to eligible homebuyers in La Canada Flintridge, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in La Canada Flintridge, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in La Canada Flintridge, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in La Canada Flintridge, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in La Canada Flintridge, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in La Canada Flintridge, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in La Canada Flintridge, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in La Canada Flintridge, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in La Canada Flintridge, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in La Canada Flintridge, California provide financial aid to help homebuyers with limited cash reserves achieve the dream of homeownership. These loans usually offer lower down payment requirements and competitive interest rates, making them an attractive option for first-time buyers and those with less-than-perfect credit. Demographically, La Canada Flintridge, California is known for its affluent community with a high median household income and top-rated schools. The city attracts families looking for a safe and upscale environment to raise children, with a population that values education, culture, and outdoor activities. In terms of the housing market, La Canada Flintridge offers a mix of charming single-family homes, luxury estates, and upscale townhouses. The market is competitive, with limited inventory and high demand, leading to steady appreciation in home values over the years. Main attractions in La Canada Flintridge include Descanso Gardens, a beautiful botanical garden, and hiking trails in the nearby San Gabriel Mountains. The city also boasts a vibrant shopping and dining scene, with local boutiques and restaurants contributing to its small-town charm.
Benefits of FHA Down Payment Assistance Home Loan in La Canada Flintridge, California
