Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in La Grange, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in La Grange, TX provides a financial boost to eligible homebuyers in La Grange, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in La Grange, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in La Grange, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in La Grange, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in La Grange, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in La Grange, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in La Grange, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in La Grange, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in La Grange, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits of FHA Down Payment Assistance Home Loan: The FHA loan program offers benefits such as lower down payment requirements, competitive interest rates, and easier qualification criteria, making homeownership more accessible to a diverse range of individuals. Demographics: La Grange, Texas, is a charming small town with a population of around 4,600 residents. The community is known for its friendly atmosphere, strong sense of community, and rich cultural heritage. Housing Market: The housing market in La Grange offers a mix of historic homes, modern developments, and rural properties. With the assistance of FHA loans, first-time homebuyers can take advantage of the affordable housing options available in the area. Main Attractions: La Grange boasts attractions such as the historic Fayette County Courthouse, the Texas Quilt Museum, and numerous parks and recreational areas, providing residents with a high quality of life and plenty of leisure opportunities.
FHA Down Payment Assistance Home Loan in La Grange, Texas