Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in La Habra, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in La Habra, CA provides a financial boost to eligible homebuyers in La Habra, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in La Habra, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in La Habra, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in La Habra, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in La Habra, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in La Habra, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in La Habra, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in La Habra, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in La Habra, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
An FHA Down Payment Assistance Home Loan in La Habra, California offers borrowers the opportunity to purchase a home with a lower down payment requirement, making it more accessible for first-time buyers or those with limited savings. Demographics in La Habra, California, show a diverse community with a mix of different ethnicities, including Hispanic, Caucasian, and Asian populations. The city has a strong sense of community with various cultural events and festivals that celebrate this diversity. The housing market in La Habra is competitive, with a mix of single-family homes, townhouses, and apartments. The FHA Down Payment Assistance program can help buyers navigate this market by providing financial support for the down payment, making homeownership a reality for more individuals and families. Main attractions in La Habra include the Children's Museum at La Habra, which offers interactive exhibits for kids, and the La Bonita Park, a popular recreational spot for families. Additionally, the city's proximity to major highways and attractions like Disneyland makes it an ideal location for residents.
Benefits of FHA Down Payment Assistance Home Loan in La Habra, California
