Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in La Honda, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in La Honda, CA provides a financial boost to eligible homebuyers in La Honda, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in La Honda, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in La Honda, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in La Honda, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in La Honda, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in La Honda, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in La Honda, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in La Honda, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in La Honda, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
The FHA Down Payment Assistance Home Loan in La Honda, California offers significant benefits to prospective homebuyers. This program allows buyers to secure a mortgage with a lower down payment, making homeownership more accessible. La Honda, California, is a charming town with a diverse population. The demographics include a mix of families, young professionals, and retirees. The community is known for its friendly atmosphere and strong sense of togetherness. The housing market in La Honda is competitive yet offers various options for buyers. With the assistance of FHA loans, more people can afford to purchase homes in this desirable location. The market trends show steady growth and potential for investment. Main attractions in La Honda include the breathtaking redwood forests of the Santa Cruz Mountains, perfect for outdoor enthusiasts. The town also boasts cozy cafes, local art galleries, and proximity to beautiful beaches, making it an ideal place to live.
FHA Down Payment Assistance Home Loan in La Honda, California
