Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in La Marque, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in La Marque, TX provides a financial boost to eligible homebuyers in La Marque, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in La Marque, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in La Marque, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in La Marque, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in La Marque, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in La Marque, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in La Marque, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in La Marque, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in La Marque, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance programs offer eligible homebuyers in La Marque, Texas, the opportunity to purchase a home with a lower down payment requirement, often as little as 3.5% of the purchase price. This makes homeownership more accessible to individuals and families who may not have substantial savings for a traditional down payment. Furthermore, FHA loans typically have more flexible qualification requirements compared to conventional loans, making them a great option for first-time homebuyers or those with less-than-perfect credit scores. Additionally, FHA loans come with competitive interest rates, further reducing the overall cost of homeownership. Moreover, FHA loans are assumable, meaning that if you decide to sell your home in the future, the buyer may be able to take over your existing FHA loan, potentially making your home more attractive to potential buyers. Demographics in La Marque, Texas La Marque, Texas, is a diverse and vibrant community located in Galveston County. The city has a population of approximately 15,000 residents, with a mix of young professionals, families, and retirees. The median household income in La Marque is around the national average, offering a comfortable standard of living for its residents. Housing Market in La Marque, Texas The housing market in La Marque, Texas, is currently experiencing steady growth, with a mix of single-family homes, townhouses, and apartments available for purchase. The median home price in La Marque is affordable compared to nearby cities, making it an attractive option for homebuyers looking for value for their money. Main Attractions in La Marque, Texas La Marque offers residents a range of attractions, including beautiful parks, shopping centers, and restaurants. The city is also in close proximity to the Gulf Coast, allowing residents to enjoy beach activities and recreational opportunities year-round.
Benefits of FHA Down Payment Assistance in La Marque, Texas
