Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in La Mirada, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in La Mirada, CA provides a financial boost to eligible homebuyers in La Mirada, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in La Mirada, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in La Mirada, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in La Mirada, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in La Mirada, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in La Mirada, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in La Mirada, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in La Mirada, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in La Mirada, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance programs offer benefits for homebuyers in La Mirada by providing lower down payment requirements, making home ownership more accessible to individuals and families. This assistance can help buyers secure a loan with as little as 3.5% down, compared to the traditional 20%. Demographics in La Mirada, California, show a diverse community with a mix of families, young professionals, and retirees. The city has a population that appreciates the local amenities and family-friendly environment, making it an attractive place to settle down and call home. The housing market in La Mirada is stable, offering a range of housing options from single-family homes to townhouses. The market has seen steady growth over the years, making it an ideal location for prospective homeowners looking to invest in real estate. Main attractions in La Mirada include the popular Splash! La Mirada Regional Aquatics Center, the La Mirada Theatre for the Performing Arts, and the scenic La Mirada Golf Course. These attractions provide residents with entertainment, cultural experiences, and recreational opportunities within the city.
Benefits of FHA Down Payment Assistance Home Loan in La Mirada, California
