Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in La Porte, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in La Porte, TX provides a financial boost to eligible homebuyers in La Porte, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in La Porte, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in La Porte, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in La Porte, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in La Porte, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in La Porte, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in La Porte, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in La Porte, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in La Porte, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Looking to purchase a home in La Porte, Texas? Consider the benefits of an FHA Down Payment Assistance Home Loan. These loans offer lower down payment requirements, making home ownership more accessible to a wider range of buyers. Additionally, FHA loans often come with competitive interest rates, providing long-term savings for homeowners. La Porte, Texas, a city with a population of approximately 35,000, boasts a diverse community. The city's demographics show a mix of young families, professionals, and retirees, creating a vibrant and welcoming atmosphere. With strong community ties and a range of amenities, La Porte is an ideal place to call home. The housing market in La Porte offers a variety of options, from historic homes with character to modern developments. With the assistance of an FHA loan, buyers can find affordable housing options that suit their needs and budget. The market is stable, with steady growth in property values, making it a sound investment for the future. While exploring La Porte, be sure to visit the iconic Sylvan Beach Park, known for its sandy shores and recreational activities. The Battleship Texas State Historic Site and the San Jacinto Museum of History are also popular attractions, offering a glimpse into the area's rich history and culture.
FHA Down Payment Assistance Home Loans in La Porte, Texas
