Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in La Quinta, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in La Quinta, CA provides a financial boost to eligible homebuyers in La Quinta, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in La Quinta, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in La Quinta, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in La Quinta, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in La Quinta, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in La Quinta, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in La Quinta, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in La Quinta, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in La Quinta, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits: The FHA Down Payment Assistance Home Loan in La Quinta, California, provides eligible homebuyers with the opportunity to secure a home with a lower upfront cost, making homeownership more accessible. This assistance can include grants or loans to help cover the down payment and closing costs. Demographics: La Quinta, California, is a vibrant city with a diverse population. The community is a mix of families, retirees, and young professionals, creating a dynamic and inclusive environment. The city has a strong sense of community and offers various amenities for residents of all ages. Housing Market: The housing market in La Quinta, California, is thriving with a range of options, from luxurious estates to cozy starter homes. The city's real estate market is competitive, but the FHA Down Payment Assistance Home Loan program can help prospective buyers navigate the market and achieve their homeownership goals. Main Attractions: La Quinta is known for its beautiful landscape and outdoor recreational activities. Residents and visitors alike can enjoy world-class golf courses, hiking trails, and stunning views of the Santa Rosa Mountains. The city also hosts various events and festivals throughout the year, adding to its vibrant culture.
Benefits of FHA Down Payment Assistance Home Loan in La Quinta, California
