Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in La Vernia, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in La Vernia, TX provides a financial boost to eligible homebuyers in La Vernia, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in La Vernia, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in La Vernia, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in La Vernia, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in La Vernia, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in La Vernia, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in La Vernia, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in La Vernia, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in La Vernia, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans offer a great opportunity for homebuyers in La Vernia, Texas to purchase a home with a lower down payment requirement. This can make home ownership more accessible and affordable for individuals and families who may not have a large sum of money saved up for a traditional down payment. Demographically, La Vernia is a growing city with a population that has been steadily increasing in recent years. The community is known for its friendly atmosphere and strong sense of community. The city is predominantly made up of families and individuals who value small-town living and a close-knit community. When it comes to the housing market in La Vernia, Texas, there is a range of options available to homebuyers. From cozy starter homes to spacious family residences, there is something for everyone in this diverse market. The city has seen a steady appreciation in property values, making it an attractive location for both first-time buyers and investors. Some of the main attractions in La Vernia include the beautiful Wilson County Public Library, the scenic La Vernia City Park, and the historic Wilson County Courthouse. The city also offers a variety of dining options, boutique shopping opportunities, and outdoor recreational activities for residents and visitors to enjoy.
Benefits of FHA Down Payment Assistance Home Loans in La Vernia, Texas