Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Laguna Beach, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Laguna Beach, CA provides a financial boost to eligible homebuyers in Laguna Beach, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Laguna Beach, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Laguna Beach, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Laguna Beach, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Laguna Beach, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Laguna Beach, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Laguna Beach, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Laguna Beach, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Laguna Beach, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Laguna Beach provides a great opportunity for first-time homebuyers to purchase a home with a lower down payment requirement. This program helps individuals who may not have the means to afford a traditional down payment, making homeownership more accessible. Demographics of Laguna Beach, California, show a population of approximately 23,000 residents. The city boasts a diverse community with a median household income of $100,000. The area is known for its high-quality schools, making it a desirable location for families. The housing market in Laguna Beach is strong, with a median home value of $2.5 million. The FHA Down Payment Assistance program can help buyers navigate this competitive market by providing financial support that lowers the upfront costs of purchasing a home, making it easier to secure a property in this desirable location. Main attractions in Laguna Beach include stunning beaches, art galleries, and a vibrant dining scene. The city is renowned for its coastal beauty and outdoor recreational activities, making it a popular destination for tourists and residents alike.
Benefits of FHA Down Payment Assistance Home Loan in Laguna Beach, California
