Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Laguna Niguel, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Laguna Niguel, CA provides a financial boost to eligible homebuyers in Laguna Niguel, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Laguna Niguel, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Laguna Niguel, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Laguna Niguel, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Laguna Niguel, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Laguna Niguel, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Laguna Niguel, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Laguna Niguel, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Laguna Niguel, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits of FHA Down Payment Assistance Home Loan: The FHA loan program enables first-time homebuyers and those with less-than-perfect credit scores to qualify for a home loan with a lower down payment requirement. This assistance opens up homeownership opportunities for many who might not have been able to afford a home otherwise. Demographics: Laguna Niguel is a suburban city in Orange County, California, known for its beautiful landscapes and affluent neighborhoods. The population primarily consists of well-educated professionals and families, creating a vibrant community atmosphere. Housing Market: Laguna Niguel's housing market offers a mix of single-family homes, townhouses, and condominiums. The market is competitive, with a steady demand for properties due to the city's desirable location, excellent schools, and quality of life. Main Attractions: Laguna Niguel is renowned for its many parks, hiking trails, and proximity to the Pacific Ocean. The city boasts upscale shopping centers, gourmet dining options, and cultural attractions like the Laguna Niguel Regional Park and the Aliso and Wood Canyons Wilderness Park.
FHA Down Payment Assistance Home Loan in Laguna Niguel, California
