Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Lagunitas, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Lagunitas, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Lagunitas, CA?

Our Down Payment Assistance program in Lagunitas, CA provides a financial boost to eligible homebuyers in Lagunitas, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Lagunitas, CA

Key Features of Our FHA Down Payment Assistance in Lagunitas, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Lagunitas, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Lagunitas, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Lagunitas, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Lagunitas, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Lagunitas, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Lagunitas, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Lagunitas, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Lagunitas, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Lagunitas, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan Benefits in Lagunitas, California

Under the FHA Down Payment Assistance program, qualified homebuyers in Lagunitas, California, benefit from lower down payment requirements, making homeownership more accessible. This initiative allows individuals with limited savings to secure a home with as little as 3.5% down, increasing the pool of potential buyers and boosting the local real estate market.

Lagunitas, California, is a diverse community with a population that embraces various cultures and backgrounds. The town boasts a vibrant arts scene, with numerous galleries and cultural events that showcase local talent. Additionally, Lagunitas offers top-rated schools and a strong sense of community, making it an attractive place for families to settle down.

The housing market in Lagunitas, California, is characterized by a mix of historic homes and modern developments. The FHA Down Payment Assistance program has stimulated the market, leading to an increase in home sales and a rise in property values. With the assistance of this program, prospective buyers have more options when searching for their dream home in Lagunitas.

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