Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Laird Hill, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Laird Hill, TX provides a financial boost to eligible homebuyers in Laird Hill, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Laird Hill, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Laird Hill, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Laird Hill, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Laird Hill, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Laird Hill, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Laird Hill, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Laird Hill, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Laird Hill, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Laird Hill, Texas, offers various benefits such as lower down payment requirements, competitive interest rates, and easier qualification criteria compared to traditional loans. This program provides opportunities for individuals and families to achieve the dream of homeownership with more financial flexibility. The demographics of Laird Hill, Texas, showcase a close-knit community with a mix of families and retirees. The town embodies a serene suburban feel with a blend of rural charm. The population consists of diverse backgrounds, contributing to a welcoming and inclusive environment for residents. In terms of the housing market, Laird Hill, Texas, presents a range of affordable housing options suitable for different preferences and budgets. The area boasts a stable real estate market with steady appreciation rates, making it an attractive location for both first-time homebuyers and investors looking for long-term returns. Main attractions in Laird Hill include the scenic beauty of nearby parks and outdoor recreational areas, offering opportunities for hiking, biking, and picnicking. The town also features local dining spots, cultural venues, and community events that add to its vibrant and lively atmosphere, making it an ideal place to call home.
Benefits of FHA Down Payment Assistance Home Loan in Laird Hill, Texas
