Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Lakeside, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Lakeside, CA provides a financial boost to eligible homebuyers in Lakeside, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Lakeside, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Lakeside, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Lakeside, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Lakeside, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Lakeside, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Lakeside, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Lakeside, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Lakeside, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Lakeside, California provides a great opportunity for first-time homebuyers to own a home with a lower down payment requirement, often as low as 3.5%, making homeownership more accessible. Demographics of Lakeside, California: Lakeside is a charming rural town located in San Diego County. With a population of around 21,000 residents, Lakeside offers a tight-knit community feel with a mix of families, young professionals, and retirees. Housing Market in Lakeside, California: The housing market in Lakeside is competitive yet relatively affordable compared to other areas in San Diego County. The median home value is around $500,000, offering a mix of single-family homes, townhouses, and condos. Main Attractions in Lakeside, California: Lakeside is known for its outdoor recreational opportunities, including Lake Jennings, a popular spot for fishing and camping, and the Barona Resort & Casino. The town also hosts annual events like the Lakeside Rodeo and the Western Days Parade.
Benefits of FHA Down Payment Assistance Home Loan in Lakeside, California