Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Larkspur, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Larkspur, CA provides a financial boost to eligible homebuyers in Larkspur, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Larkspur, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Larkspur, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Larkspur, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Larkspur, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Larkspur, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Larkspur, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Larkspur, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Larkspur, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in Larkspur, California offer lower down payment requirements, making homeownership more accessible to a wider range of individuals. This can be especially beneficial for first-time homebuyers or those with limited funds for a down payment. Furthermore, these loans often come with competitive interest rates and flexible credit requirements, providing additional financial benefits to borrowers. The assistance programs can also help with closing costs, further reducing the upfront costs associated with buying a home. Lastly, FHA loans provide government-backed security to lenders, which can result in lower interest rates for borrowers and increased opportunities for loan approval. Demographics Larkspur, California, is a charming town located in Marin County, known for its picturesque surroundings, thriving community, and high quality of life. The town has a population of around 12,000 residents, with a mix of young professionals, families, and retirees. Housing Market The housing market in Larkspur is competitive, with a median home value exceeding the state average. However, with the assistance of FHA loans, buyers can secure financing that aligns with their budget and needs, making it easier to navigate the market and find their dream home. Main Attractions Some of the main attractions in Larkspur include the historic downtown area, popular for its boutique shops and restaurants. The town also offers easy access to outdoor activities, such as hiking and biking trails, as well as proximity to the bustling city of San Francisco.
Benefits of FHA Down Payment Assistance Home Loan in Larkspur, California
